Best Wilmington, NC SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Wilmington, North Carolina ranked by 2025 lending data.
46
SBA Loans Funded
$32M
Total Volume
9.88%
Avg Interest Rate
21
Active Lenders
Looking for an SBA loan in Wilmington, North Carolina? Based on 2025 FOIA data, 46 SBA 7(a) loans were funded in Wilmington totaling $32M. Below are the top lenders and industries receiving SBA funding in your area. See all North Carolina SBA lenders for statewide rankings.
Top 21 SBA Lenders in Wilmington, NC (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | Live Oak Banking Company | 15 | $14M |
| 2 | Byline Bank | 2 | $4M |
| 3 | First Bank | 3 | $3M |
| 4 | North State Bank | 1 | $2M |
| 5 | Harvest Small Business Finance, LLC | 1 | $2M |
| 6 | The Huntington National Bank | 4 | $1M |
| 7 | Commonwealth Business Bank | 1 | $1M |
| 8 | Gulf Coast Bank and Trust Company | 1 | $782K |
| 9 | PNC Bank | 3 | $625K |
| 10 | First National Bank of Pennsylvania | 2 | $593K |
| 11 | Dayspring Bank | 1 | $500K |
| 12 | Cadence Bank | 1 | $500K |
| 13 | CenTrust Bank, A Division of SmartBiz Bank National Associat | 2 | $400K |
| 14 | Southern Bank and Trust Company | 1 | $400K |
| 15 | United Community Bank | 2 | $385K |
| 16 | Bank of America | 1 | $343K |
| 17 | Northeast Bank | 1 | $245K |
| 18 | Bank OZK | 1 | $100K |
| 19 | Readycap Lending, LLC | 1 | $49K |
| 20 | Newtek Bank | 1 | $35K |
| 21 | TD Bank | 1 | $15K |
Top Industries Funded in Wilmington
| Industry | Loans | Total Approved |
|---|---|---|
| RV (Recreational Vehicle) Parks and Campgrounds | 1 | $5M |
| Offices of Dentists | 2 | $4M |
| Veterinary Services | 1 | $3M |
| Other Personal Care Services | 3 | $3M |
| Bed-and-Breakfast Inns | 1 | $2M |
| Snack and Nonalcoholic Beverage Bars | 1 | $2M |
| Offices of Physicians (except Mental Health Specialists) | 1 | $1M |
| Used Car Dealers | 1 | $1M |
| Offices of All Other Miscellaneous Health Practitioners | 1 | $1M |
| Travel Trailer and Camper Manufacturing | 2 | $1M |
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