Best SBA Lenders in Horsham, PA (2026)
2025 FOIA data: top lenders, rates & industries for Horsham SBA loans
SBA Loans in Horsham, Pennsylvania
Looking for an SBA loan in Horsham, Pennsylvania? Based on 2025 FOIA data, 14 SBA 7(a) loans were funded in Horsham totaling $17.8M, supporting an estimated 175 jobs. With 8 active lenders competing for business in the Horsham market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Horsham is $1.3M at an average rate of 9.44%. The top lender in Horsham is Meridian Bank, with the most-funded industry being Process, Physical Distribution, and Logistics Consulting Services. See all Pennsylvania SBA lenders for statewide rankings.
SBA Loans in Horsham by Business Type
Whether you’re starting a new business in Horsham, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 28% of SBA loans in Horsham (1 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 0% (0 loans) — if you’re looking to buy a business in Horsham, this is a proven use case for SBA financing. Existing businesses make up 53% and typically receive the most favorable terms.
Top SBA Lenders in Horsham, PA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Horsham businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Meridian Bank | $5.0M | 1 | 9.25% |
| 2 | Live Oak Banking Company | $5.0M | 1 | 7.75% |
| 3 | Firstrust Savings Bank | $4.0M | 4 | 9.5% |
| 4 | Brookline Bank, a Division of Beacon Bank and Trust | $2.7M | 2 | 8.5% |
| 5 | Cadence Bank | $500K | 1 | 10.25% |
| 6 | TD Bank, National Association | $343K | 3 | 9.16% |
| 7 | Northeast Bank | $250K | 1 | 11.25% |
| 8 | KeyBank National Association | $20K | 1 | 11.12% |
The top lenders in Horsham have direct experience with local businesses and understand the Horsham market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Horsham and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Horsham
One 5-minute application. 8+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Horsham
These are the industries that received the most SBA 7(a) funding in Horsham in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Process, Physical Distribution, and Logistics Consulting Services | 1 | $5.0M |
| Veterinary Services | 1 | $5.0M |
| Pharmaceutical Preparation Manufacturing | 3 | $3.5M |
| Other Motor Vehicle Parts Manufacturing | 2 | $2.7M |
| Apiculture | 1 | $550K |
| Child Day Care Services | 1 | $250K |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $248K |
| New Single-Family Housing Construction (except Operative Builders) | 1 | $95K |
| Outpatient Mental Health and Substance Abuse Centers | 1 | $20K |
Lenders with experience funding your specific industry in Horsham understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Horsham
Option 1: Apply directly to one of the top Horsham lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Horsham-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
