Best Broomfield, CO SBA Lenders & Rates (2026)

Broomfield, Colorado had 25 SBA 7(a) loans totaling $14M in 2025. See top lenders, industries, and rates.

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Best SBA Lenders in Broomfield, CO (2026)

2025 FOIA data: top lenders, rates & industries for Broomfield SBA loans

$15.9M
Total Funded
33
Loans Approved
$482K
Avg Loan Size
10.14%
Avg Interest Rate
17
Active Lenders

SBA Loans in Broomfield, Colorado

Looking for an SBA loan in Broomfield, Colorado? Based on 2025 FOIA data, 33 SBA 7(a) loans were funded in Broomfield totaling $15.9M, supporting an estimated 241 jobs. With 17 active lenders competing for business in the Broomfield market, comparing offers is essential to getting the best rate and terms.

The average SBA loan in Broomfield is $482K at an average rate of 10.14%. The top lender in Broomfield is Live Oak Banking Company, with the most-funded industry being Offices of Physicians (except Mental Health Specialists). See all Colorado SBA lenders for statewide rankings.

GoSBA Analysis: Broomfield has 17 active SBA lenders, which means real competition for your deal. Working with a broker like GoSBA Loans lets you access all of them — plus national lenders — with a single 5-minute application. Free, no obligation.

SBA Loans in Broomfield by Business Type

Whether you’re starting a new business in Broomfield, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:

🚀 Startup12%6 loans
🤝 Business Acquisition12%4 loans
🏢 Existing Business53%15 loans
💼 New Business24%8 loans

Startups represent 12% of SBA loans in Broomfield (6 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 12% (4 loans) — if you’re looking to buy a business in Broomfield, this is a proven use case for SBA financing. Existing businesses make up 53% and typically receive the most favorable terms.

Top SBA Lenders in Broomfield, CO (2025 Data)

The table below ranks every SBA 7(a) lender that funded loans to Broomfield businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:

#LenderVolumeLoansAvg Rate
1Live Oak Banking Company$5.2M29%
2VelocitySBA, LLC$2.0M110.5%
3MidWestOne Bank$1.8M29.25%
4UMB Bank, National Association$1.5M27.62%
5First Internet Bank of Indiana$1.0M210.25%
6JPMorgan Chase Bank, National Association$678K311.27%
7Glacier Bank$673K17.14%
8The Huntington National Bank$670K59.9%
9T Bank, National Association$585K110.25%
10U.S. Bank, National Association$558K59.88%

The top lenders in Broomfield have direct experience with local businesses and understand the Broomfield market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.

Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Broomfield and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.

Get Matched with the Best SBA Lender in Broomfield

One 5-minute application. 17+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.

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Top Industries Funded in Broomfield

These are the industries that received the most SBA 7(a) funding in Broomfield in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:

IndustryLoansVolume
Offices of Physicians (except Mental Health Specialists)1$5.0M
Child Day Care Services1$2.0M
Environmental Consulting Services2$1.5M
Full-Service Restaurants2$1.3M
Janitorial Services2$1.0M
Car Washes1$673K
Other Personal Care Services2$602K
Automotive Glass Replacement Shops1$453K
All Other Amusement and Recreation Industries1$448K
All Other Miscellaneous Schools and Instruction2$387K

Lenders with experience funding your specific industry in Broomfield understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.

How to Get an SBA Loan in Broomfield

Option 1: Apply directly to one of the top Broomfield lenders listed above. You’ll receive a single quote from one bank.

Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Broomfield-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.

Why comparing matters in Broomfield: With 17 lenders active in your market, rates and terms vary significantly. Getting 3-5 competing term sheets can save you 0.5-1.0% on your rate — on a $500K loan, that’s $15,000-$30,000 in total savings.

Frequently Asked Questions

How many SBA loans were funded in Broomfield in 2025?
Broomfield, CO received 33 SBA 7(a) loans totaling $15.9M in 2025. The average loan size was $482K at an average rate of 10.14%, with 17 lenders actively funding loans in the area.
Can I get an SBA loan to start a business in Broomfield?
Yes — 12% of SBA loans in Broomfield went to startups in 2025 (6 loans). Lenders familiar with the Broomfield market are more comfortable funding new ventures when they understand the local business environment.
Who is the top SBA lender in Broomfield?
Based on 2025 FOIA data, Live Oak Banking Company funded the most SBA loans in Broomfield by volume. However, the best lender for your specific deal depends on your industry, loan size, and credit profile. A broker like GoSBA matches you with the best fit from 17+ lenders.
What is the average SBA loan rate in Broomfield?
The average SBA 7(a) interest rate in Broomfield was 10.14% in 2025. The national average is 10.32%. Individual rates depend on your credit score, loan size, and which lender you work with. Comparing multiple offers is the best way to secure the lowest rate.

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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.