Best SBA Lenders in Castle Rock, CO (2026)
2025 FOIA data: top lenders, rates & industries for Castle Rock SBA loans
SBA Loans in Castle Rock, Colorado
Looking for an SBA loan in Castle Rock, Colorado? Based on 2025 FOIA data, 64 SBA 7(a) loans were funded in Castle Rock totaling $26.9M, supporting an estimated 395 jobs. With 30 active lenders competing for business in the Castle Rock market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Castle Rock is $421K at an average rate of 10.31%. The top lender in Castle Rock is Hanmi Bank, with the most-funded industry being Roofing Contractors. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Castle Rock by Business Type
Whether you’re starting a new business in Castle Rock, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 21% of SBA loans in Castle Rock (15 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 24% (5 loans) — if you’re looking to buy a business in Castle Rock, this is a proven use case for SBA financing. Existing businesses make up 51% and typically receive the most favorable terms.
Top SBA Lenders in Castle Rock, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Castle Rock businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Hanmi Bank | $4.8M | 3 | 9.58% |
| 2 | First Internet Bank of Indiana | $4.1M | 3 | 9.75% |
| 3 | Fifth Third Bank | $2.1M | 1 | 7.5% |
| 4 | Community Bank & Trust-West Georgia | $2.1M | 1 | 10.25% |
| 5 | Newtek Bank, National Association | $2.0M | 6 | 10.67% |
| 6 | Live Oak Banking Company | $2.0M | 4 | 9.8% |
| 7 | The Huntington National Bank | $1.3M | 6 | 10.04% |
| 8 | Readycap Lending, LLC | $956K | 3 | 10.42% |
| 9 | MidWestOne Bank | $885K | 1 | 10% |
| 10 | Northeast Bank | $735K | 6 | 10.96% |
The top lenders in Castle Rock have direct experience with local businesses and understand the Castle Rock market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Castle Rock and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Castle Rock
One 5-minute application. 30+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Castle Rock
These are the industries that received the most SBA 7(a) funding in Castle Rock in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Roofing Contractors | 3 | $4.1M |
| Offices of Optometrists | 2 | $2.5M |
| Pet Care (except Veterinary) Services | 1 | $2.1M |
| Beauty Salons | 1 | $1.4M |
| Residential Remodelers | 2 | $925K |
| General Automotive Repair | 1 | $885K |
| Fitness and Recreational Sports Centers | 4 | $726K |
| All Other Specialty Trade Contractors | 2 | $725K |
| Administrative Management and General Management Consulting Services | 4 | $693K |
| Full-Service Restaurants | 2 | $655K |
Lenders with experience funding your specific industry in Castle Rock understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Castle Rock
Option 1: Apply directly to one of the top Castle Rock lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Castle Rock-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
