Best SBA Lenders in Chantilly, VA (2026)
2025 FOIA data: top lenders, rates & industries for Chantilly SBA loans
SBA Loans in Chantilly, Virginia
Looking for an SBA loan in Chantilly, Virginia? Based on 2025 FOIA data, 28 SBA 7(a) loans were funded in Chantilly totaling $24.6M, supporting an estimated 472 jobs. With 18 active lenders competing for business in the Chantilly market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Chantilly is $878K at an average rate of 10.24%. The top lender in Chantilly is Everwise Credit Union, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Virginia SBA lenders for statewide rankings.
SBA Loans in Chantilly by Business Type
Whether you’re starting a new business in Chantilly, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 8% of SBA loans in Chantilly (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 46% (3 loans) — if you’re looking to buy a business in Chantilly, this is a proven use case for SBA financing. Existing businesses make up 26% and typically receive the most favorable terms.
Top SBA Lenders in Chantilly, VA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Chantilly businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Everwise Credit Union | $10.0M | 2 | 10.5% |
| 2 | Open Bank | $2.5M | 1 | 9% |
| 3 | First National Bank of Pennsylvania | $1.8M | 2 | 9.57% |
| 4 | Wells Fargo Bank National Association | $1.5M | 1 | 6.95% |
| 5 | Bank Five Nine | $1.5M | 1 | 9.25% |
| 6 | The Bancorp Bank National Association | $1.3M | 1 | 8.5% |
| 7 | Hanmi Bank | $1.1M | 1 | 8.5% |
| 8 | Firstrust Savings Bank | $1.0M | 2 | 9.75% |
| 9 | TD Bank, National Association | $835K | 3 | 9.92% |
| 10 | PNC Bank, National Association | $661K | 3 | 10.31% |
The top lenders in Chantilly have direct experience with local businesses and understand the Chantilly market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Chantilly and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Chantilly
One 5-minute application. 18+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Chantilly
These are the industries that received the most SBA 7(a) funding in Chantilly in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 2 | $10.0M |
| Offices of Mental Health Practitioners (except Physicians) | 3 | $3.2M |
| Home Health Care Services | 1 | $2.5M |
| Dental Laboratories | 2 | $2.0M |
| Interior Design Services | 1 | $1.3M |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $1.0M |
| Limited-Service Restaurants | 2 | $650K |
| Fine Arts Schools | 1 | $550K |
| Motion Picture and Video Production | 1 | $441K |
| Custom Computer Programming Services | 2 | $385K |
Lenders with experience funding your specific industry in Chantilly understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Chantilly
Option 1: Apply directly to one of the top Chantilly lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Chantilly-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
