Best Danbury, CT SBA Lenders & Rates (2026)

Danbury, Connecticut had 21 SBA 7(a) loans totaling $14M in 2025. See top lenders, industries, and rates.

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Best SBA Lenders in Danbury, CT (2026)

2025 FOIA data: top lenders, rates & industries for Danbury SBA loans

$15.4M
Total Funded
23
Loans Approved
$672K
Avg Loan Size
9.74%
Avg Interest Rate
16
Active Lenders

SBA Loans in Danbury, Connecticut

Looking for an SBA loan in Danbury, Connecticut? Based on 2025 FOIA data, 23 SBA 7(a) loans were funded in Danbury totaling $15.4M, supporting an estimated 154 jobs. With 16 active lenders competing for business in the Danbury market, comparing offers is essential to getting the best rate and terms.

The average SBA loan in Danbury is $672K at an average rate of 9.74%. The top lender in Danbury is GBank, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Connecticut SBA lenders for statewide rankings.

GoSBA Analysis: Danbury has 16 active SBA lenders, which means real competition for your deal. Working with a broker like GoSBA Loans lets you access all of them — plus national lenders — with a single 5-minute application. Free, no obligation.

SBA Loans in Danbury by Business Type

Whether you’re starting a new business in Danbury, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:

🚀 Startup5%2 loans
🤝 Business Acquisition0%0 loans
🏢 Existing Business86%18 loans
💼 New Business9%3 loans

Startups represent 5% of SBA loans in Danbury (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 0% (0 loans) — if you’re looking to buy a business in Danbury, this is a proven use case for SBA financing. Existing businesses make up 86% and typically receive the most favorable terms.

Top SBA Lenders in Danbury, CT (2025 Data)

The table below ranks every SBA 7(a) lender that funded loans to Danbury businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:

#LenderVolumeLoansAvg Rate
1GBank$7.0M28.5%
2Wells Fargo Bank National Association$2.2M16.67%
3Live Oak Banking Company$1.6M19.5%
4United Midwest Savings Bank National Association$1.3M210.25%
5Webster Bank National Association$544K17.5%
6United Community Bank$500K19%
7Ives Bank$500K19%
8Manufacturers and Traders Trust Company$410K49.25%
9Newtown Savings Bank$405K110%
10Lendistry SBLC, LLC$300K112%

The top lenders in Danbury have direct experience with local businesses and understand the Danbury market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.

Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Danbury and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.

Get Matched with the Best SBA Lender in Danbury

One 5-minute application. 16+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.

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Top Industries Funded in Danbury

These are the industries that received the most SBA 7(a) funding in Danbury in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:

IndustryLoansVolume
Hotels (except Casino Hotels) and Motels2$7.0M
Nonscheduled Chartered Passenger Air Transportation1$2.2M
Full-Service Restaurants1$1.6M
Tax Preparation Services1$986K
Offices of Lawyers1$544K
Pet Care (except Veterinary) Services1$500K
Cookie and Cracker Manufacturing1$500K
Child Day Care Services1$405K
Plumbing, Heating, and Air-Conditioning Contractors1$300K
Cut Stone and Stone Product Manufacturing1$270K

Lenders with experience funding your specific industry in Danbury understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.

How to Get an SBA Loan in Danbury

Option 1: Apply directly to one of the top Danbury lenders listed above. You’ll receive a single quote from one bank.

Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Danbury-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.

Why comparing matters in Danbury: With 16 lenders active in your market, rates and terms vary significantly. Getting 3-5 competing term sheets can save you 0.5-1.0% on your rate — on a $500K loan, that’s $15,000-$30,000 in total savings.

Frequently Asked Questions

How many SBA loans were funded in Danbury in 2025?
Danbury, CT received 23 SBA 7(a) loans totaling $15.4M in 2025. The average loan size was $672K at an average rate of 9.74%, with 16 lenders actively funding loans in the area.
Can I get an SBA loan to start a business in Danbury?
Yes — 5% of SBA loans in Danbury went to startups in 2025 (2 loans). Lenders familiar with the Danbury market are more comfortable funding new ventures when they understand the local business environment.
Who is the top SBA lender in Danbury?
Based on 2025 FOIA data, GBank funded the most SBA loans in Danbury by volume. However, the best lender for your specific deal depends on your industry, loan size, and credit profile. A broker like GoSBA matches you with the best fit from 16+ lenders.
What is the average SBA loan rate in Danbury?
The average SBA 7(a) interest rate in Danbury was 9.74% in 2025. The national average is 10.32%. Individual rates depend on your credit score, loan size, and which lender you work with. Comparing multiple offers is the best way to secure the lowest rate.

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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.