Best SBA Lenders in Greeley, CO (2026)
2025 FOIA data: top lenders, rates & industries for Greeley SBA loans
SBA Loans in Greeley, Colorado
Looking for an SBA loan in Greeley, Colorado? Based on 2025 FOIA data, 21 SBA 7(a) loans were funded in Greeley totaling $15.2M, supporting an estimated 380 jobs. With 10 active lenders competing for business in the Greeley market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Greeley is $724K at an average rate of 9.34%. The top lender in Greeley is FMS Bank, with the most-funded industry being Other Building Equipment Contractors. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Greeley by Business Type
Whether you’re starting a new business in Greeley, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 2% of SBA loans in Greeley (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 17% (7 loans) — if you’re looking to buy a business in Greeley, this is a proven use case for SBA financing. Existing businesses make up 74% and typically receive the most favorable terms.
Top SBA Lenders in Greeley, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Greeley businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | FMS Bank | $6.0M | 4 | 7.88% |
| 2 | The Huntington National Bank | $3.4M | 6 | 9.17% |
| 3 | Wells Fargo Bank National Association | $1.6M | 3 | 9.38% |
| 4 | Newtek Bank, National Association | $1.5M | 1 | 10.75% |
| 5 | Ent CU | $1.0M | 1 | 9.5% |
| 6 | U.S. Bank, National Association | $858K | 1 | 8.25% |
| 7 | Harvest Small Business Finance, LLC | $358K | 1 | 10.5% |
| 8 | VelocitySBA, LLC | $300K | 1 | 10.75% |
| 9 | KeyBank National Association | $120K | 2 | 10.53% |
| 10 | Northeast Bank | $100K | 1 | 10.75% |
The top lenders in Greeley have direct experience with local businesses and understand the Greeley market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Greeley and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Greeley
One 5-minute application. 10+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Greeley
These are the industries that received the most SBA 7(a) funding in Greeley in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Other Building Equipment Contractors | 1 | $5.0M |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 2 | $2.5M |
| Full-Service Restaurants | 6 | $1.8M |
| Offices of Dentists | 1 | $1.1M |
| Supermarkets and Other Grocery (except Convenience) Stores | 1 | $858K |
| Offices of Certified Public Accountants | 2 | $800K |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $500K |
| All Other Outpatient Care Centers | 1 | $358K |
| Remediation Services | 1 | $100K |
| Hotels (except Casino Hotels) and Motels | 1 | $20K |
Lenders with experience funding your specific industry in Greeley understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Greeley
Option 1: Apply directly to one of the top Greeley lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Greeley-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
