Live Oak Banking Company SBA Loans – Rates, States & Industries

Live Oak Banking Company SBA 7(a) loan profile. $2.68B funded, 2148 loans at 9.20% avg rate. See top states, industries & how to apply.

Table of Contents

1

Live Oak Banking Company

National Rank by SBA 7(a) Loan Volume (2025)

$2.68B
Total Volume

2,148
Loans Funded

$1.2M
Avg Loan Size

9.20%
Avg Interest Rate

About Live Oak Banking Company

In 2025, Live Oak Banking Company funded $2.68B in SBA 7(a) loans across 2,148 businesses nationwide, making them the #1 SBA lender in the United States by loan volume.

💡 Key Insight: Live Oak Banking Company’s average loan size is $1.2M at an average rate of 9.20%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Live Oak Banking Company

Here’s how Live Oak Banking Company distributes their SBA loans across different business types:

🚀 Startups
29%
$914.5M • 630 loans

🏢 Existing Businesses
39%
$865.4M • 839 loans

🔄 Acquisitions
32%
$896.4M • 679 loans

Top States for Live Oak Banking Company (2025)

Here are the states where Live Oak Banking Company has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 California$355.5M310$1.1M
2 Texas$294.4M219$1.3M
3 Florida$257.9M195$1.3M
4 North Carolina$127.5M110$1.2M
5 Georgia$119.0M81$1.5M
6 Colorado$116.6M93$1.3M
7 Missouri$112.0M58$1.9M
8 New York$104.4M86$1.2M
9 Washington$84.7M58$1.5M
10 Pennsylvania$81.4M72$1.1M
11 Ohio$74.2M56$1.3M
12 Arizona$66.3M51$1.3M
13 New Jersey$63.3M68$931K
14 Connecticut$58.4M39$1.5M
15 Michigan$58.2M51$1.1M

Top Industries Funded by Live Oak Banking Company

Live Oak Banking Company funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Offices of Dentists$247.5M137
2 Veterinary Services$219.2M96
3 Limited-Service Restaurants$131.0M132
4 Child Day Care Services$115.9M53
5 Lessors of Miniwarehouses and Self-Storage Units$111.7M62
6 Broilers and Other Meat Type$93.8M26
7 Chicken Egg Production$82.4M32
8 Homes for the Elderly$72.9M42
9 General Automotive Repair$72.4M67
10 Home Health Care Services$65.5M83
11 Pet Care (except Veterinary) Services$53.8M33
12 Plumbing, Heating, and Air-Conditioning Contractors$51.1M51
13 Offices of Physicians (except Mental Health Specialists)$50.0M30
14 Funeral Homes and Funeral Services$46.4M31
15 Fitness and Recreational Sports Centers$38.9M46

Top Cities for Live Oak Banking Company

San Diego, Ca

$26.0M
Volume

19
Loans

Nicholls, Ga

$25.0M
Volume

5
Loans

Denver, Co

$19.5M
Volume

15
Loans

Brooklyn, Ny

$16.4M
Volume

10
Loans

Louisville, Ky

$15.0M
Volume

6
Loans

Austin, Tx

$14.8M
Volume

12
Loans

Fort Worth, Tx

$14.8M
Volume

13
Loans

Orlando, Fl

$14.2M
Volume

6
Loans

Wilmington, Nc

$14.1M
Volume

15
Loans

Jupiter, Fl

$13.6M
Volume

3
Loans

🤝 How to Get a Loan from Live Oak Banking Company

Many top SBA lenders, including Live Oak Banking Company, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Live Oak Banking Company and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Live Oak Banking Company

Ready to apply for an SBA loan through Live Oak Banking Company? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US