Best SBA Lenders in Loveland, CO (2026)
2025 FOIA data: top lenders, rates & industries for Loveland SBA loans
SBA Loans in Loveland, Colorado
Looking for an SBA loan in Loveland, Colorado? Based on 2025 FOIA data, 29 SBA 7(a) loans were funded in Loveland totaling $19.9M, supporting an estimated 448 jobs. With 17 active lenders competing for business in the Loveland market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Loveland is $686K at an average rate of 9.25%. The top lender in Loveland is First National Bank, with the most-funded industry being Highway, Street, and Bridge Construction. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Loveland by Business Type
Whether you’re starting a new business in Loveland, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 3% of SBA loans in Loveland (3 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 50% (6 loans) — if you’re looking to buy a business in Loveland, this is a proven use case for SBA financing. Existing businesses make up 31% and typically receive the most favorable terms.
Top SBA Lenders in Loveland, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Loveland businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | First National Bank | $4.0M | 1 | 7.5% |
| 2 | The Huntington National Bank | $3.0M | 2 | 8.62% |
| 3 | First Interstate Bank | $2.9M | 4 | 8.44% |
| 4 | JPMorgan Chase Bank, National Association | $2.3M | 3 | 9.39% |
| 5 | Newtek Bank, National Association | $1.4M | 2 | 10.75% |
| 6 | Bank of Colorado | $1.0M | 1 | 8% |
| 7 | MISSINGMAINBANKID | $880K | 1 | 9.19% |
| 8 | Live Oak Banking Company | $840K | 2 | 9.62% |
| 9 | Busey Bank | $805K | 2 | 9.5% |
| 10 | Wells Fargo Bank National Association | $759K | 3 | 7.86% |
The top lenders in Loveland have direct experience with local businesses and understand the Loveland market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Loveland and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Loveland
One 5-minute application. 17+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Loveland
These are the industries that received the most SBA 7(a) funding in Loveland in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Highway, Street, and Bridge Construction | 1 | $4.0M |
| Commercial and Industrial Machinery and Equipment (except Automotive a | 2 | $3.0M |
| Other Commercial Equipment Merchant Wholesalers | 2 | $2.2M |
| Other Millwork (including Flooring) | 2 | $2.1M |
| Architectural Services | 1 | $1.0M |
| All Other Miscellaneous Wood Product Manufacturing | 1 | $900K |
| Dog and Cat Food Manufacturing | 1 | $880K |
| Saw Blade and Handtool Manufacturing | 2 | $818K |
| Advertising Agencies | 2 | $805K |
| Electrical Contractors | 2 | $555K |
Lenders with experience funding your specific industry in Loveland understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Loveland
Option 1: Apply directly to one of the top Loveland lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Loveland-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
