Best SBA Lenders in Roswell, GA (2026)
2025 FOIA data: top lenders, rates & industries for Roswell SBA loans
SBA Loans in Roswell, Georgia
Looking for an SBA loan in Roswell, Georgia? Based on 2025 FOIA data, 49 SBA 7(a) loans were funded in Roswell totaling $28.9M, supporting an estimated 784 jobs. With 26 active lenders competing for business in the Roswell market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Roswell is $591K at an average rate of 10.05%. The top lender in Roswell is TD Bank, National Association, with the most-funded industry being Limited-Service Restaurants. See all Georgia SBA lenders for statewide rankings.
SBA Loans in Roswell by Business Type
Whether you’re starting a new business in Roswell, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 10% of SBA loans in Roswell (8 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 35% (5 loans) — if you’re looking to buy a business in Roswell, this is a proven use case for SBA financing. Existing businesses make up 49% and typically receive the most favorable terms.
Top SBA Lenders in Roswell, GA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Roswell businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | TD Bank, National Association | $4.1M | 1 | 6.9% |
| 2 | JPMorgan Chase Bank, National Association | $3.6M | 3 | 7.95% |
| 3 | First Internet Bank of Indiana | $3.5M | 1 | 10.25% |
| 4 | Cogent Bank | $2.4M | 1 | 9.5% |
| 5 | Live Oak Banking Company | $2.2M | 2 | 9.12% |
| 6 | Northeast Bank | $2.1M | 9 | 10.89% |
| 7 | The Huntington National Bank | $1.6M | 5 | 10% |
| 8 | Bank of America, National Association | $1.3M | 1 | 5.94% |
| 9 | Midwest BankCentre | $1.2M | 1 | 10% |
| 10 | Wells Fargo Bank National Association | $849K | 2 | 7.43% |
The top lenders in Roswell have direct experience with local businesses and understand the Roswell market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Roswell and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Roswell
One 5-minute application. 26+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Roswell
These are the industries that received the most SBA 7(a) funding in Roswell in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Limited-Service Restaurants | 4 | $5.6M |
| Full-Service Restaurants | 6 | $5.3M |
| Administrative Management and General Management Consulting Services | 1 | $3.5M |
| Child Day Care Services | 1 | $2.4M |
| Residential Remodelers | 2 | $1.7M |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $1.5M |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 1 | $1.2M |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 2 | $641K |
| Snack and Nonalcoholic Beverage Bars | 1 | $572K |
| Marketing Consulting Services | 2 | $500K |
Lenders with experience funding your specific industry in Roswell understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Roswell
Option 1: Apply directly to one of the top Roswell lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Roswell-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
How many SBA loans were funded in Roswell in 2025?
Can I get an SBA loan to start a business in Roswell?
Who is the top SBA lender in Roswell?
What is the average SBA loan rate in Roswell?
Ready to Apply for an SBA Loan in Roswell?
50+ lenders competing for your deal. Better rates, faster closing. No fees.
Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
