Best SBA Lenders in Warminster, PA (2026)
2025 FOIA data: top lenders, rates & industries for Warminster SBA loans
SBA Loans in Warminster, Pennsylvania
Looking for an SBA loan in Warminster, Pennsylvania? Based on 2025 FOIA data, 21 SBA 7(a) loans were funded in Warminster totaling $13.1M, supporting an estimated 258 jobs. With 11 active lenders competing for business in the Warminster market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Warminster is $623K at an average rate of 10.27%. The top lender in Warminster is TD Bank, National Association, with the most-funded industry being Automotive Body, Paint, and Interior Repair and Maintenance. See all Pennsylvania SBA lenders for statewide rankings.
SBA Loans in Warminster by Business Type
Whether you’re starting a new business in Warminster, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 18% of SBA loans in Warminster (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 8% (2 loans) — if you’re looking to buy a business in Warminster, this is a proven use case for SBA financing. Existing businesses make up 51% and typically receive the most favorable terms.
Top SBA Lenders in Warminster, PA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Warminster businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | TD Bank, National Association | $5.1M | 7 | 9.6% |
| 2 | Bank of America, National Association | $4.1M | 1 | 5.75% |
| 3 | Fulton Bank, National Association | $999K | 2 | 10% |
| 4 | Northeast Bank | $535K | 2 | 12% |
| 5 | Celtic Bank Corporation | $508K | 1 | 10% |
| 6 | Meridian Bank | $500K | 1 | 10% |
| 7 | Wilmington Savings Fund Society FSB | $400K | 2 | 9.75% |
| 8 | Live Oak Banking Company | $350K | 1 | 12% |
| 9 | BayFirst National Bank | $284K | 2 | 12.25% |
| 10 | United Midwest Savings Bank National Association | $150K | 1 | 10.25% |
The top lenders in Warminster have direct experience with local businesses and understand the Warminster market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Warminster and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Warminster
One 5-minute application. 11+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Warminster
These are the industries that received the most SBA 7(a) funding in Warminster in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $2.5M |
| Full-Service Restaurants | 1 | $2.2M |
| All Other Automotive Repair and Maintenance | 1 | $508K |
| Other Metal Valve and Pipe Fitting Manufacturing | 1 | $500K |
| Used Household and Office Goods Moving | 2 | $400K |
| Automobile and Other Motor Vehicle Merchant Wholesalers | 1 | $385K |
| All Other Miscellaneous Ambulatory Health Care Services | 1 | $350K |
| Plumbing, Heating, and Air-Conditioning Contractors | 1 | $153K |
| Offices of Chiropractors | 1 | $150K |
| Used Car Dealers | 1 | $150K |
Lenders with experience funding your specific industry in Warminster understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Warminster
Option 1: Apply directly to one of the top Warminster lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Warminster-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
