Best Englewood, CO SBA Lenders & Rates (2026)

Englewood, Colorado had 39 SBA 7(a) loans totaling $22M in 2025. See top lenders, industries, and rates.

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Best SBA Lenders in Englewood, CO (2026)

2025 FOIA data: top lenders, rates & industries for Englewood SBA loans

$36.1M
Total Funded
63
Loans Approved
$573K
Avg Loan Size
9.95%
Avg Interest Rate
27
Active Lenders

SBA Loans in Englewood, Colorado

Looking for an SBA loan in Englewood, Colorado? Based on 2025 FOIA data, 63 SBA 7(a) loans were funded in Englewood totaling $36.1M, supporting an estimated 700 jobs. With 27 active lenders competing for business in the Englewood market, comparing offers is essential to getting the best rate and terms.

The average SBA loan in Englewood is $573K at an average rate of 9.95%. The top lender in Englewood is Live Oak Banking Company, with the most-funded industry being Automotive Body, Paint, and Interior Repair and Maintenance. See all Colorado SBA lenders for statewide rankings.

GoSBA Analysis: Englewood has 27 active SBA lenders, which means real competition for your deal. Working with a broker like GoSBA Loans lets you access all of them — plus national lenders — with a single 5-minute application. Free, no obligation.

SBA Loans in Englewood by Business Type

Whether you’re starting a new business in Englewood, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:

🚀 Startup7%9 loans
🤝 Business Acquisition42%11 loans
🏢 Existing Business40%33 loans
💼 New Business11%10 loans

Startups represent 7% of SBA loans in Englewood (9 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 42% (11 loans) — if you’re looking to buy a business in Englewood, this is a proven use case for SBA financing. Existing businesses make up 40% and typically receive the most favorable terms.

Top SBA Lenders in Englewood, CO (2025 Data)

The table below ranks every SBA 7(a) lender that funded loans to Englewood businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:

#LenderVolumeLoansAvg Rate
1Live Oak Banking Company$5.3M58%
2Byline Bank$5.2M210%
3MidFirst Bank$3.9M17%
4The Huntington National Bank$2.4M139.47%
5Brookline Bank, a Division of Beacon Bank and Trust$2.3M110%
6Centerstone SBA Lending, Inc.$2.1M210.5%
7Solera National Bank$2.1M110.25%
8Newtek Bank, National Association$1.9M410.55%
9Craft Bank$1.4M111.5%
10Wells Fargo Bank National Association$1.3M16.75%

The top lenders in Englewood have direct experience with local businesses and understand the Englewood market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.

Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Englewood and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.

Get Matched with the Best SBA Lender in Englewood

One 5-minute application. 27+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.

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Top Industries Funded in Englewood

These are the industries that received the most SBA 7(a) funding in Englewood in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:

IndustryLoansVolume
Automotive Body, Paint, and Interior Repair and Maintenance1$3.9M
Offices of Dentists1$3.2M
Offices of Physicians (except Mental Health Specialists)3$1.8M
Commercial and Industrial Machinery and Equipment (except Automotive a3$1.8M
Offices of Physicians, Mental Health Specialists1$1.4M
Finish Carpentry Contractors1$1.4M
Offices of Certified Public Accountants1$1.3M
Sign Manufacturing2$1.3M
Insurance Agencies and Brokerages1$855K
All Other Business Support Services2$805K

Lenders with experience funding your specific industry in Englewood understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.

How to Get an SBA Loan in Englewood

Option 1: Apply directly to one of the top Englewood lenders listed above. You’ll receive a single quote from one bank.

Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Englewood-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.

Why comparing matters in Englewood: With 27 lenders active in your market, rates and terms vary significantly. Getting 3-5 competing term sheets can save you 0.5-1.0% on your rate — on a $500K loan, that’s $15,000-$30,000 in total savings.

Frequently Asked Questions

How many SBA loans were funded in Englewood in 2025?
Englewood, CO received 63 SBA 7(a) loans totaling $36.1M in 2025. The average loan size was $573K at an average rate of 9.95%, with 27 lenders actively funding loans in the area.
Can I get an SBA loan to start a business in Englewood?
Yes — 7% of SBA loans in Englewood went to startups in 2025 (9 loans). Lenders familiar with the Englewood market are more comfortable funding new ventures when they understand the local business environment.
Who is the top SBA lender in Englewood?
Based on 2025 FOIA data, Live Oak Banking Company funded the most SBA loans in Englewood by volume. However, the best lender for your specific deal depends on your industry, loan size, and credit profile. A broker like GoSBA matches you with the best fit from 27+ lenders.
What is the average SBA loan rate in Englewood?
The average SBA 7(a) interest rate in Englewood was 9.95% in 2025. The national average is 10.32%. Individual rates depend on your credit score, loan size, and which lender you work with. Comparing multiple offers is the best way to secure the lowest rate.

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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.