Best SBA Lenders in Kissimmee, FL (2026)
2025 FOIA data: top lenders, rates & industries for Kissimmee SBA loans
SBA Loans in Kissimmee, Florida
Looking for an SBA loan in Kissimmee, Florida? Based on 2025 FOIA data, 74 SBA 7(a) loans were funded in Kissimmee totaling $26.7M, supporting an estimated 632 jobs. With 23 active lenders competing for business in the Kissimmee market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Kissimmee is $361K at an average rate of 11.13%. The top lender in Kissimmee is Stone Bank, with the most-funded industry being Supermarkets and Other Grocery (except Convenience) Stores. See all Florida SBA lenders for statewide rankings.
SBA Loans in Kissimmee by Business Type
Whether you’re starting a new business in Kissimmee, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 26% of SBA loans in Kissimmee (5 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 3% (1 loans) — if you’re looking to buy a business in Kissimmee, this is a proven use case for SBA financing. Existing businesses make up 57% and typically receive the most favorable terms.
Top SBA Lenders in Kissimmee, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Kissimmee businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Stone Bank | $5.0M | 1 | 9.75% |
| 2 | Truist Bank | $4.9M | 4 | 8.6% |
| 3 | Newtek Bank, National Association | $2.8M | 6 | 11.17% |
| 4 | Readycap Lending, LLC | $2.5M | 15 | 12.62% |
| 5 | Metro City Bank | $2.3M | 1 | 7% |
| 6 | Northeast Bank | $1.5M | 10 | 11.18% |
| 7 | The Huntington National Bank | $1.0M | 2 | 9.88% |
| 8 | BankUnited, National Association | $1.0M | 1 | 7.5% |
| 9 | JPMorgan Chase Bank, National Association | $768K | 5 | 12.4% |
| 10 | Customers Bank | $763K | 1 | 9% |
The top lenders in Kissimmee have direct experience with local businesses and understand the Kissimmee market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Kissimmee and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Kissimmee
One 5-minute application. 23+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Kissimmee
These are the industries that received the most SBA 7(a) funding in Kissimmee in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Supermarkets and Other Grocery (except Convenience) Stores | 2 | $5.9M |
| Limited-Service Restaurants | 4 | $4.6M |
| Full-Service Restaurants | 2 | $2.4M |
| Claims Adjusting | 2 | $1.1M |
| Other Accounting Services | 1 | $1.0M |
| General Automotive Repair | 1 | $1.0M |
| Graphic Design Services | 1 | $763K |
| Beauty Salons | 3 | $650K |
| Fitness and Recreational Sports Centers | 2 | $625K |
| All Other Personal Services | 3 | $596K |
Lenders with experience funding your specific industry in Kissimmee understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Kissimmee
Option 1: Apply directly to one of the top Kissimmee lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Kissimmee-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
