Best Pet Care & Grooming SBA Lenders of 2026

Compare the top 171 SBA lenders for Pet Care & Grooming businesses. $295.5M funded in 2025. Average rate 9.92%. Get matched free.

Table of Contents

Best Pet Care & Grooming SBA Lenders of 2026

$295.5M
Total Funded

620
Loans Approved

$477K
Avg Loan Size

9.92%
Avg Interest Rate

171
Active Lenders

SBA Loans for Pet Care & Grooming Businesses

The Pet Care & Grooming industry received $295.5M in SBA 7(a) loans across 620 businesses in 2025. With 171 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Pet Care & Grooming industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Pet Care & Grooming businesses is $477K with an average rate of 9.92%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Pet Care & Grooming businesses by business stage:

🚀 Startups
52%
$153.0M • 320 loans

🏢 Existing Businesses
37%
$85.7M • 230 loans

🔄 Business Acquisitions
11%
$56.7M • 68 loans

Top 50 SBA Lenders for Pet Care & Grooming (2025)

These are the banks that funded the most SBA 7(a) loan volume to Pet Care & Grooming businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $53.8M 33 8.73%
2 First Financial Bank $37.2M 37 8.38%
3 The Huntington National Bank $26.4M 103 9.82%
4 First Bank of the Lake $12.4M 17 9.49%
5 Dogwood State Bank $9.9M 8 9.91%
6 Readycap Lending, LLC $8.7M 17 11.49%
7 City National Bank $5.1M 2 7.06%
8 Newtek Bank, National Association $5.0M 30 11.24%
9 The Bancorp Bank National Association $4.9M 3 8.42%
10 Community Bank & Trust-West Georgia $4.6M 5 10.45%
11 Atlantic Union Bank $4.1M 2 9.63%
12 U.S. Bank, National Association $3.9M 11 9.56%
13 Northeast Bank $3.8M 34 10.93%
14 Wells Fargo Bank National Association $3.7M 7 10.19%
15 United Community Bank $3.4M 8 9.41%
16 TD Bank, National Association $3.4M 18 10.41%
17 Texas Capital Bank $3.2M 1 6.50%
18 Celtic Bank Corporation $2.7M 13 10.15%
19 Univest Bank and Trust Co $2.7M 4 10.38%
20 American Pride Bank $2.5M 1 9.00%
21 Harvest Small Business Finance, LLC $2.3M 3 9.75%
22 Meridian Bank $2.3M 1 9.75%
23 Stearns Bank National Association $2.3M 7 9.46%
24 Alaska Growth Capital BIDCO, Inc. $2.2M 1 10.50%
25 b1BANK $2.2M 2 9.63%
26 United Midwest Savings Bank National Association $2.2M 9 10.22%
27 EverBank National Association $2.2M 1 6.50%
28 American National Bank $2.2M 1 6.99%
29 VelocitySBA, LLC $2.1M 2 9.50%
30 Citizens Bank $2.0M 4 10.06%
31 First Commonwealth Bank $2.0M 3 9.92%
32 First Bank $1.9M 2 9.88%
33 Idaho Central CU $1.9M 1 9.50%
34 Mega Bank $1.9M 1 9.50%
35 Gulf Coast Bank and Trust Company $1.8M 3 10.08%
36 Byline Bank $1.7M 3 10.67%
37 BayFirst National Bank $1.7M 12 11.94%
38 First National Bank of Pennsylvania $1.6M 3 9.58%
39 Manufacturers and Traders Trust Company $1.6M 23 11.35%
40 Port 51 Lending LLC $1.6M 3 10.33%
41 CDC Small Business Finance Corp. $1.6M 8 10.47%
42 Old National Bank $1.5M 3 8.20%
43 Banc of California $1.5M 1 7.00%
44 JPMorgan Chase Bank, National Association $1.3M 5 11.50%
45 First Internet Bank of Indiana $1.3M 1 9.75%
46 KeyBank National Association $1.1M 3 9.82%
47 America First FCU $1.0M 1 7.25%
48 Milestone Bank $1.0M 1 10.25%
49 First United Bank and Trust Company $959K 1 9.75%
50 Brighton Bank $950K 1 9.75%

🚀 Best Lenders for Pet Care & Grooming Startups

Starting a new pet care (except veterinary) services business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 Live Oak Banking Company $28.3M 20 8.88%
2 The Huntington National Bank $17.4M 79 9.95%
3 First Financial Bank $11.7M 15 8.36%
4 Dogwood State Bank $8.9M 7 9.89%
5 First Bank of the Lake $8.4M 14 9.77%
6 Community Bank & Trust-West Georgia $4.6M 5 10.45%
7 Atlantic Union Bank $4.1M 2 9.63%
8 Texas Capital Bank $3.2M 1 6.50%
9 Readycap Lending, LLC $3.0M 4 10.00%
10 Wells Fargo Bank National Association $2.6M 6 10.67%

🔄 Best Lenders for Pet Care & Grooming Acquisitions

Looking to buy an existing pet care (except veterinary) services business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 First Financial Bank $17.9M 16 8.43%
2 Live Oak Banking Company $16.6M 9 8.44%
3 Readycap Lending, LLC $4.0M 2 8.25%
4 The Huntington National Bank $2.9M 10 9.27%
5 American National Bank $2.2M 1 6.99%
6 Port 51 Lending LLC $1.1M 2 10.25%
7 Dogwood State Bank $1.0M 1 10.00%
8 Gulf Coast Bank and Trust Company $984K 1 10.25%
9 United Community Bank $870K 1 8.75%
10 Falcon National Bank $829K 1 9.00%

🏢 Best Lenders for Existing Pet Care & Grooming Businesses

Already running an established pet care (except veterinary) services business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $8.9M 4 8.60%
2 First Financial Bank $7.6M 6 8.29%
3 The Huntington National Bank $6.1M 14 9.50%
4 City National Bank $5.1M 2 7.06%
5 The Bancorp Bank National Association $4.0M 2 8.38%
6 First Bank of the Lake $3.8M 2 7.25%
7 Newtek Bank, National Association $3.6M 21 11.29%
8 Northeast Bank $3.5M 28 11.17%
9 American Pride Bank $2.5M 1 9.00%
10 Univest Bank and Trust Co $2.2M 3 10.33%

Top States for Pet Care & Grooming SBA Loans

Here are the states with the highest SBA lending volume for Pet Care & Grooming businesses:

Rank State Volume Loans
1 California $30.6M 49
2 Florida $25.8M 43
3 Texas $24.3M 50
4 New Jersey $21.5M 28
5 North Carolina $13.9M 24
6 Pennsylvania $12.0M 21
7 Colorado $11.9M 22
8 Georgia $10.5M 17
9 Michigan $10.5M 22
10 New York $9.6M 32
11 Ohio $9.4M 33
12 Connecticut $8.4M 17
13 Tennessee $8.3M 15
14 South Carolina $8.2M 16
15 Illinois $8.1M 20
16 Maryland $6.8M 14
17 Washington $6.2M 17
18 Wisconsin $6.1M 9
19 Minnesota $6.0M 13
20 Missouri $5.1M 17
21 Virginia $4.6M 14
22 Utah $4.3M 10
23 Arizona $3.8M 11
24 Arkansas $3.7M 3
25 Massachusetts $3.2M 15
26 Indiana $3.2M 11
27 Idaho $3.0M 7
28 Kentucky $3.0M 7
29 Alaska $2.9M 2
30 Mississippi $2.8M 2
31 Alabama $2.0M 7
32 Kansas $1.9M 3
33 Oklahoma $1.7M 4
34 Nevada $1.7M 4
35 New Hampshire $1.5M 7
36 Iowa $1.4M 4
37 Maine $1.2M 2
38 Rhode Island $1.1M 4
39 West Virginia $1.0M 4
40 Louisiana $1.0M 4
41 Delaware $659K 3
42 Oregon $656K 2
43 New Mexico $577K 2
44 Hawaii $450K 1
45 South Dakota $350K 1
46 District of Columbia $345K 3
47 North Dakota $160K 1
48 Nebraska $160K 2
49 Vermont $7K 1

Top Cities for Pet Care & Grooming SBA Loans

Los Angeles, Ca

$6.0M
Volume

5
Loans

Jacksonville, Fl

$5.2M
Volume

3
Loans

Royal Oak, Mi

$5.0M
Volume

1
Loans

Jupiter, Fl

$5.0M
Volume

1
Loans

Clayton, Ca

$4.2M
Volume

1
Loans

Green Bay, Wi

$4.2M
Volume

2
Loans

Brooklyn, Ny

$4.0M
Volume

3
Loans

Sewell, Nj

$4.0M
Volume

2
Loans

Wayne, Pa

$4.0M
Volume

1
Loans

Pompano Beach, Fl

$3.5M
Volume

2
Loans

Hilton Head Island, Sc

$3.4M
Volume

2
Loans

Fayetteville, Ga

$3.2M
Volume

1
Loans

Rockwall, Tx

$3.2M
Volume

1
Loans

Wasilla, Ak

$2.9M
Volume

2
Loans

Haddonfield, Nj

$2.8M
Volume

1
Loans

Durham, Ct

$2.8M
Volume

1
Loans

🤝 Why Use an SBA Broker for Pet Care & Grooming Loans?

GoSBA Loans has extensive experience financing Pet Care & Grooming businesses:

  • Industry expertise — we know which lenders specialize in Pet Care & Grooming
  • Access to 171+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Pet Care & Grooming SBA Loan

Our team specializes in SBA financing for Pet Care & Grooming businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Pet Care & Grooming business? GoSBA Loans specializes in SBA loans for Pet Care & Grooming businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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