Best Funeral Homes SBA Lenders of 2026

Compare the top 56 SBA lenders for Funeral Homes businesses. $138.1M funded in 2025. Average rate 9.24%. Get matched free.

Table of Contents

Best Funeral Homes SBA Lenders of 2026

$138.1M
Total Funded

122
Loans Approved

$1.1M
Avg Loan Size

9.24%
Avg Interest Rate

56
Active Lenders

SBA Loans for Funeral Homes Businesses

The Funeral Homes industry received $138.1M in SBA 7(a) loans across 122 businesses in 2025. With 56 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Funeral Homes industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Funeral Homes businesses is $1.1M with an average rate of 9.24%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Funeral Homes businesses by business stage:

🚀 Startups
16%
$24.3M • 20 loans

🏢 Existing Businesses
51%
$46.9M • 62 loans

🔄 Business Acquisitions
33%
$67.0M • 40 loans

Top 50 SBA Lenders for Funeral Homes (2025)

These are the banks that funded the most SBA 7(a) loan volume to Funeral Homes businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $46.4M 31 9.03%
2 United Midwest Savings Bank National Association $10.5M 5 9.95%
3 U.S. Bank, National Association $8.9M 8 7.80%
4 Mission Valley Bank $7.3M 3 8.75%
5 The Bancorp Bank National Association $5.5M 5 8.20%
6 First Community CU $4.5M 1 6.25%
7 The Huntington National Bank $3.7M 6 7.87%
8 First-Citizens Bank & Trust Company $3.1M 1 9.25%
9 Southern Bancorp Bank $3.1M 1 8.00%
10 Community Bank & Trust-West Georgia $2.9M 2 9.38%
11 Banc of California $2.5M 1 7.50%
12 Customers Bank $2.5M 1 8.50%
13 Bank of America, National Association $2.3M 2 5.45%
14 Fifth Third Bank $2.3M 1 9.50%
15 North Valley Bank $2.3M 1 9.50%
16 Peoples National Bank of Kewanee $2.2M 1 7.50%
17 Meridian Bank $2.2M 1 10.00%
18 East West Bank $2.0M 2 8.38%
19 Seacoast National Bank $1.8M 1 8.75%
20 Newtek Bank, National Association $1.8M 3 10.50%
21 1st Colonial Community Bank $1.6M 1 9.00%
22 BOM Bank $1.4M 1 10.00%
23 BankUnited, National Association $1.1M 1 7.75%
24 First Business Bank $1.1M 1 9.75%
25 Citizens National Bank of Cheboygan $997K 1 8.00%
26 Stock Yards Bank & Trust Company $919K 1 7.75%
27 Byline Bank $875K 1 10.25%
28 Harvest Small Business Finance, LLC $832K 2 10.50%
29 First Bank & Trust $813K 1 9.45%
30 Enterprise Bank & Trust $788K 1 7.00%
31 First Bank of Central Ohio $755K 1 10.00%
32 Merchants & Marine Bank $745K 2 10.25%
33 Fulton Bank, National Association $705K 1 9.50%
34 Neighborhood National Bank $682K 1 6.75%
35 Zions Bank, A Division of $651K 2 10.75%
36 Cadence Bank $635K 2 10.00%
37 Lendistry SBLC, LLC $633K 3 12.17%
38 Northeast Bank $599K 2 10.75%
39 PromiseOne Bank $580K 1 9.00%
40 Climate First Bank $520K 1 9.75%
41 Merchants Bank of Indiana $480K 1 9.50%
42 TD Bank, National Association $330K 2 10.50%
43 Readycap Lending, LLC $275K 1 10.25%
44 Truliant FCU $269K 1 10.25%
45 LiftFund, Inc. $250K 1 12.00%
46 MISSINGMAINBANKID $250K 1 9.75%
47 JPMorgan Chase Bank, National Association $238K 2 12.98%
48 First Bankers Trust Company, National Association $200K 1 8.50%
49 KeyBank National Association $198K 1 9.50%
50 First United Bank and Trust Company $193K 1 9.00%

🚀 Best Lenders for Funeral Homes Startups

Starting a new funeral homes and funeral services business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $6.2M 3 9.83%
2 Mission Valley Bank $3.9M 1 8.75%
3 Southern Bancorp Bank $3.1M 1 8.00%
4 Fifth Third Bank $2.3M 1 9.50%
5 Community Bank & Trust-West Georgia $1.9M 1 8.50%
6 Seacoast National Bank $1.8M 1 8.75%
7 BOM Bank $1.4M 1 10.00%
8 Byline Bank $875K 1 10.25%
9 Merchants & Marine Bank $745K 2 10.25%
10 Zions Bank, A Division of $651K 2 10.75%

🔄 Best Lenders for Funeral Homes Acquisitions

Looking to buy an existing funeral homes and funeral services business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Live Oak Banking Company $34.8M 18 8.69%
2 First Community CU $4.5M 1 6.25%
3 The Bancorp Bank National Association $3.9M 3 8.17%
4 U.S. Bank, National Association $3.6M 2 7.37%
5 First-Citizens Bank & Trust Company $3.1M 1 9.25%
6 Customers Bank $2.5M 1 8.50%
7 United Midwest Savings Bank National Association $2.4M 1 10.25%
8 North Valley Bank $2.3M 1 9.50%
9 Meridian Bank $2.2M 1 10.00%
10 1st Colonial Community Bank $1.6M 1 9.00%

🏢 Best Lenders for Existing Funeral Homes Businesses

Already running an established funeral homes and funeral services business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $11.4M 12 9.48%
2 U.S. Bank, National Association $5.2M 5 7.79%
3 The Huntington National Bank $3.7M 6 7.87%
4 Mission Valley Bank $3.4M 2 8.75%
5 Banc of California $2.5M 1 7.50%
6 Bank of America, National Association $2.3M 2 5.45%
7 Peoples National Bank of Kewanee $2.2M 1 7.50%
8 East West Bank $2.0M 2 8.38%
9 United Midwest Savings Bank National Association $2.0M 1 10.00%
10 Newtek Bank, National Association $1.6M 2 10.50%

Top States for Funeral Homes SBA Loans

Here are the states with the highest SBA lending volume for Funeral Homes businesses:

Rank State Volume Loans
1 Illinois $14.7M 8
2 New York $14.3M 15
3 Pennsylvania $11.9M 11
4 New Jersey $9.1M 7
5 Indiana $8.2M 6
6 California $8.0M 9
7 Missouri $7.7M 4
8 North Carolina $6.8M 6
9 Ohio $6.8M 8
10 North Dakota $4.5M 1
11 Connecticut $4.1M 2
12 Colorado $4.1M 4
13 South Carolina $3.8M 2
14 Michigan $3.7M 4
15 Florida $3.6M 6
16 Arkansas $3.4M 2
17 Oklahoma $2.5M 1
18 Alabama $2.5M 3
19 Idaho $2.4M 2
20 Vermont $2.2M 2
21 Kentucky $1.7M 3
22 West Virginia $1.6M 2
23 Arizona $1.5M 1
24 Louisiana $1.4M 1
25 Wisconsin $1.4M 1
26 Georgia $1.1M 2
27 Maine $953K 1
28 South Dakota $813K 1
29 Washington $788K 1
30 Texas $743K 3
31 Minnesota $682K 1
32 Oregon $646K 1
33 Montana $350K 1

Top Cities for Funeral Homes SBA Loans

Bismarck, Nd

$4.5M
Volume

1
Loans

Allentown, Pa

$4.0M
Volume

1
Loans

Sylva, Nc

$3.9M
Volume

1
Loans

Roseland, Nj

$3.8M
Volume

2
Loans

Columbus, In

$3.7M
Volume

1
Loans

Rolla, Mo

$3.7M
Volume

1
Loans

Park Ridge, Il

$3.6M
Volume

1
Loans

Bakersfield, Ca

$3.1M
Volume

1
Loans

Travelers Rest, Sc

$3.1M
Volume

1
Loans

West Memphis, Ar

$3.1M
Volume

1
Loans

Fulton, Mo

$3.0M
Volume

1
Loans

Elmhurst, Il

$2.6M
Volume

1
Loans

Hobart, Ok

$2.5M
Volume

1
Loans

Caldwell, Nj

$2.5M
Volume

1
Loans

Perris, Ca

$2.4M
Volume

1
Loans

Franklin Park, Il

$2.4M
Volume

1
Loans

🤝 Why Use an SBA Broker for Funeral Homes Loans?

GoSBA Loans has extensive experience financing Funeral Homes businesses:

  • Industry expertise — we know which lenders specialize in Funeral Homes
  • Access to 56+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Funeral Homes SBA Loan

Our team specializes in SBA financing for Funeral Homes businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Funeral Homes business? GoSBA Loans specializes in SBA loans for Funeral Homes businesses. Contact our industry specialists today for a free consultation.

Explore Other Industries

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US