BlogRankingIndustryBest Dental Practices SBA Lenders of 2026

Best Dental Practices SBA Lenders of 2026

February 2, 2026
Industry, Ranking
5 min read

Best Dental Practices SBA Lenders of 2026

$678.0M
Total Funded

721
Loans Approved

$940K
Avg Loan Size

9.04%
Avg Interest Rate

114
Active Lenders

SBA Loans for Dental Practices Businesses

The Dental Practices industry received $678.0M in SBA 7(a) loans across 721 businesses in 2025. With 114 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Dental Practices industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Dental Practices businesses is $940K with an average rate of 9.04%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Dental Practices businesses by business stage:

🚀 Startups
34%
$286.1M • 243 loans

🏢 Existing Businesses
59%
$335.3M • 422 loans

🔄 Business Acquisitions
8%
$56.7M • 56 loans

Top 50 SBA Lenders for Dental Practices (2025)

These are the banks that funded the most SBA 7(a) loan volume to Dental Practices businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $247.5M 137 8.38%
2 The Huntington National Bank $85.5M 71 7.82%
3 Fifth Third Bank $65.6M 35 7.32%
4 United Midwest Savings Bank National Association $42.1M 29 10.09%
5 Bank of America, National Association $31.4M 47 6.13%
6 Wells Fargo Bank National Association $17.4M 16 7.01%
7 Newtek Bank, National Association $17.3M 50 10.93%
8 United Community Bank $14.4M 9 8.78%
9 U.S. Bank, National Association $9.3M 10 8.51%
10 Northeast Bank $8.0M 47 10.56%
11 Port 51 Lending LLC $5.8M 5 9.65%
12 Readycap Lending, LLC $5.8M 23 11.68%
13 Heritage Bank Inc $5.7M 6 10.79%
14 Primis Bank $5.3M 3 9.00%
15 Wallis Bank $5.3M 3 8.83%
16 Regions Bank $5.2M 2 7.97%
17 PCB Bank $5.2M 3 8.42%
18 Arlo Bank $5.0M 1 8.75%
19 Byline Bank $4.3M 3 10.25%
20 Mountain America FCU $3.9M 8 8.97%
21 PNC Bank, National Association $3.5M 3 7.40%
22 T Bank, National Association $3.4M 2 9.13%
23 Celtic Bank Corporation $3.4M 19 10.78%
24 UMB Bank, National Association $3.2M 7 7.28%
25 Horicon Bank $2.9M 2 6.90%
26 Zions Bank, A Division of $2.8M 8 9.63%
27 FFB Bank $2.8M 1 9.50%
28 1st Source Bank $2.7M 3 8.75%
29 JPMorgan Chase Bank, National Association $2.0M 9 10.54%
30 First-Citizens Bank & Trust Company $1.8M 1 9.25%
31 OakStar Bank $1.8M 2 9.00%
32 Lendistry SBLC, LLC $1.8M 10 12.05%
33 First Business Bank $1.7M 1 9.50%
34 Bank of Hope $1.7M 2 9.00%
35 BayFirst National Bank $1.7M 11 12.09%
36 Banc of California $1.6M 1 7.50%
37 EverBank National Association $1.6M 1 6.75%
38 Maine Community Bank $1.5M 2 7.75%
39 Grasshopper Bank National Association $1.5M 4 11.25%
40 Associated Bank, National Association $1.4M 2 8.63%
41 Truist Bank $1.4M 1 7.80%
42 Cathay Bank $1.3M 1 8.50%
43 Tucson FCU $1.3M 1 6.75%
44 First Savings Bank $1.3M 2 9.88%
45 First Bank of the Lake $1.3M 2 9.88%
46 Brookline Bank, a Division of Beacon Bank and Trust $1.3M 1 8.75%
47 BankCherokee $1.3M 1 10.25%
48 Midwest Regional Bank $1.2M 2 10.25%
49 City National Bank $1.1M 1 6.11%
50 Barwick Banking Company $1.1M 2 9.00%

🚀 Best Lenders for Dental Practices Startups

Starting a new offices of dentists business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 Live Oak Banking Company $100.7M 53 7.98%
2 The Huntington National Bank $36.7M 34 7.69%
3 Fifth Third Bank $31.5M 20 7.54%
4 Bank of America, National Association $29.6M 45 6.13%
5 United Midwest Savings Bank National Association $14.7M 11 10.14%
6 United Community Bank $13.1M 7 8.71%
7 Wells Fargo Bank National Association $12.3M 11 7.01%
8 Primis Bank $5.3M 3 9.00%
9 Regions Bank $4.7M 1 7.45%
10 Wallis Bank $4.4M 1 8.50%

🔄 Best Lenders for Dental Practices Acquisitions

Looking to buy an existing offices of dentists business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $18.4M 12 10.10%
2 Live Oak Banking Company $10.4M 7 8.03%
3 Fifth Third Bank $6.2M 3 6.92%
4 The Huntington National Bank $3.4M 6 7.58%
5 Horicon Bank $2.4M 1 6.90%
6 PCB Bank $2.3M 2 8.50%
7 OakStar Bank $1.8M 2 9.00%
8 First Business Bank $1.7M 1 9.50%
9 United Community Bank $1.4M 2 9.00%
10 UMB Bank, National Association $1.3M 3 7.38%

🏢 Best Lenders for Existing Dental Practices Businesses

Already running an established offices of dentists business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $136.4M 77 8.69%
2 The Huntington National Bank $45.4M 31 8.01%
3 Fifth Third Bank $27.8M 12 7.06%
4 Newtek Bank, National Association $15.9M 47 10.95%
5 United Midwest Savings Bank National Association $9.0M 6 9.96%
6 U.S. Bank, National Association $8.5M 7 8.12%
7 Northeast Bank $8.0M 46 10.57%
8 Port 51 Lending LLC $5.3M 4 9.44%
9 Readycap Lending, LLC $5.1M 21 11.82%
10 Wells Fargo Bank National Association $5.1M 5 7.02%

Top States for Dental Practices SBA Loans

Here are the states with the highest SBA lending volume for Dental Practices businesses:

Rank State Volume Loans
1 California $101.5M 114
2 Florida $62.2M 68
3 Texas $59.5M 72
4 Colorado $38.3M 26
5 Ohio $36.3M 32
6 Georgia $26.7M 29
7 Arizona $23.1M 24
8 Washington $22.2M 20
9 New York $21.3M 31
10 Tennessee $20.5M 13
11 North Carolina $19.9M 15
12 Michigan $19.4M 22
13 Missouri $19.2M 13
14 Maryland $19.1M 18
15 Virginia $14.7M 15
16 Wisconsin $14.6M 8
17 Illinois $13.7M 17
18 Massachusetts $13.5M 12
19 Pennsylvania $12.6M 16
20 New Jersey $11.2M 24
21 Minnesota $10.5M 9
22 Utah $10.2M 12
23 Indiana $9.9M 10
24 Idaho $8.9M 3
25 South Carolina $7.8M 10
26 Alabama $6.1M 6
27 Kentucky $5.9M 6
28 Nevada $5.8M 4
29 Iowa $5.7M 4
30 Oklahoma $5.5M 2
31 Kansas $5.0M 7
32 Nebraska $3.9M 2
33 Oregon $3.4M 5
34 Arkansas $3.3M 7
35 Alaska $3.2M 3
36 Connecticut $2.3M 5
37 New Mexico $1.8M 2
38 Vermont $1.6M 2
39 Maine $1.5M 2
40 Puerto Rico $1.4M 12
41 Louisiana $1.3M 8
42 New Hampshire $1.0M 1
43 Rhode Island $800K 1
44 Mississippi $629K 2
45 Montana $498K 2
46 Hawaii $341K 1
47 Wyoming $250K 2
48 West Virginia $94K 2

Top Cities for Dental Practices SBA Loans

Torrance, Ca

$12.6M
Volume

6
Loans

Frederick, Md

$10.5M
Volume

3
Loans

Georgetown, Tx

$7.9M
Volume

3
Loans

Phoenix, Az

$7.9M
Volume

6
Loans

Aurora, Co

$7.6M
Volume

4
Loans

San Francisco, Ca

$7.0M
Volume

3
Loans

Franklin, Wi

$6.7M
Volume

2
Loans

Schertz, Tx

$6.4M
Volume

2
Loans

Tampa, Fl

$6.4M
Volume

4
Loans

Mesa, Az

$5.8M
Volume

2
Loans

Nashville, Tn

$5.8M
Volume

3
Loans

Selah, Wa

$5.7M
Volume

2
Loans

Richardson, Tx

$5.5M
Volume

4
Loans

Springfield, Mo

$5.0M
Volume

1
Loans

Maineville, Oh

$5.0M
Volume

1
Loans

Meridian, Id

$5.0M
Volume

1
Loans

🤝 Why Use an SBA Broker for Dental Practices Loans?

GoSBA Loans has extensive experience financing Dental Practices businesses:

  • Industry expertise — we know which lenders specialize in Dental Practices
  • Access to 114+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Dental Practices SBA Loan

Our team specializes in SBA financing for Dental Practices businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Dental Practices business? GoSBA Loans specializes in SBA loans for Dental Practices businesses. Contact our industry specialists today for a free consultation.

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http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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